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Have you been sued by a credit card company? Do you want answers about your legal rights? Are you concerned about having your wages garnished or a lien put on your property?

The Law Office of James R. Snell, Jr., LLC, is a Lexington South carolina Debt Collection Defense office representing debtors who have been sued by banks and credit card companies. We provide non-bankruptcy debt collection defense services. We represent our clients against lawsuits brought by:

  • American Express
  • Banks
  • Credit Unions
  • Department Stores
  • Discover
  • Mastercard
  • Visa

Our clients include the original debtor, co-signors and business entities. We accept credit card defense lawsuits in Lexington, Richland and Saluda counties.

Debt Collection Defense

Lawsuits brought by credit card companies are handled by our Courts just like any other type of civil litigation. This gives the defendant a multitude of rights to challenge the case. We have learned that in many cases a legal defense can result in a favorable settlement or even a dismissal by the Court. Defendants have a right to a jury trial, pre-trial discovery and to file all relevant legal motions with the Court.

Typical Card Defenses

Often times the only issue in a credit card lawsuit is not whether or not money is owed, it is whether or not the credit card company has the legal right to pursue the debt in Court. Many times we find that there are available legal defenses to include the statute of limitations and the statute of frauds. Additionally many times the company bringing the suit may not have legal standing to do so. In all cases the credit card company will have the legal burden to establish the exact amount of debt owed in Court, often times this can't be done.

Attorney's Fees in Debt Collection Cases

We are generally able to provide representation in debt collection litigation on either a flat rate, monthly billing or hourly basis depending on the complexity of the case and exact needs of our client. After your consultation with our office if you elect to retain us to represent you in Court the different options will be reviewed with you and you will have an opportunity to select the fee schedule that works best for you.

Our Consultation Policy

If you are interested in discussing your credit card lawsuit with our office a consultation fee will apply. The consultation fee will provide for a thirty minute confidential meeting with James Snell to discuss your case. At the consultation Mr. Snell will review the paperwork that you have been served with and will provide you with an assessment of any available legal defenses or other strategies.

Contact a Debt Collection Defense Attorney Today

To schedule your consultation with a debt collection defense attorney contact The Law Office of James R. Snell, Jr., LLC, today at (888) 301-6004.

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
Law Office of James R. Snell, Jr. LLC
Located at 123 Harmon Street Lexington, SC 29072. View Map
Phone: (888) 304-2418